Hayley+Powers


 * __Welfare__**

Glazer, Sarah. "Welfare Reform." //CQ Researcher// 11.27 (2001): 601-632. //CQ Researcher//. Web. 3 Dec. 2009. .

Notes:
 * 1) In 1996 welfare reform law were its five-year time limit on benefits and financial penalties for families not complying with the work requirements.
 * 2) The monthly welfare benefit for a single parent with two children ranges from a low of $120 per month
 * 3) Pennsylvania, which lies in the middle of the TANF (temporary assistance for needy families) benefits range, pays $403 per month
 * 4) The monthly food stamp grant for a single mother with two children and no work income would add approximately $330
 * 5) Only about a quarter of TANF recipients receive a government housing
 * 6) People need money for somewhere to live
 * 7) Many welfare experts are concerned that as welfare rolls fall the population of recipients will be composed increasingly of those who are harder to employ.
 * 8) less than 10 percent of the welfare population has a drug abuse problem
 * 9) Most people who have substance abuse problems who are not on welfare are employed
 * 10) examples of someone with welfare is this girl had an income and has gone up $1.60 an hour since she started working, Rounds and her family are no better off financially than when she first left welfare because her increased wages make her ineligible for health insurance and food stamps.
 * 11) If your with a family and have two kids this could take away your family time because you will be busy working and making money to live
 * 12) If a family has teenage kids they could help by getting a job and doing good in schoool
 * 13) Most people who are having trouble and need welfare are single mothers
 * 14) Welfare rolls have declined by more than half since 1994 more poor, single mothers are working than ever before; single parent families are seeing their earnings rise and child poverty is at its lowest level ever.
 * 15) People are having family problems because of money
 * 16) Some welfare recipients have lower net earnings than they had on welfare because they do not keep their job for the entire year, or they lose food stamps and Medicaid, sometimes erroneously, when they leave the welfare rolls.
 * 17) Up to a third of those who left welfare for low-wage jobs were back on welfare within a year, largely because of the lack of steady work and the difficulty of keeping a job while maintaining of child-care arrangements
 * 18) People who leave welfare have more trouble than getting into it
 * 19) Most people struggle welfare
 * 20) Lose friends and family
 * 21) goverment is doing fine by paying for welfare

ferrara, pf. (n.d.). //Obamas tax plan is really a welfare plan//. Retrieved from http://online.wsj.com/article/SB121910303529751345.html

What does Obama do about welfare?
 * 1) Obama will lower their monthly payments & refinance their mortgages
 * 2) Obamas plan will help speculators or that neighbor down the street who bought a house he could never hope to afford, but it will help millions of struggling Americans, who will now be able to take advantage of the lower interest rates that this plan has already helped to bring about
 * 3) An average family who refinances can save nearly $2,000 per year on their mortgage
 * 4) Obama said his plan to help struggling homeowners would aid "responsible" borrowers
 * 5) Obama has a record of engaging people of faith on all aspects of his public service. His first job out of college was bringing churches together to help address the poorest Chicago neighborhoods’ pressing problems.
 * 6) After Hurricane Katrina, Obama united relief organizations and churches to discuss rebuilding the Gulf Coast. Obama also passed legislation that saved from bankruptcy courts.
 * 7) obama is trying to make a difference on how people are living
 * 8) Obama thinks that taxes should be put on hard working families unless they make more than $250,000 a year
 * 9) As for "seniors," most of them would not see any increase in their federal income taxes either
 * 10) Obama proposes to reduce federal income taxes to zero for persons 65 and over who make less than $50,000 a year
 * 11) No other seniors would see an increase in what they pay to the IRS unless their income is $250,000 for a couple, or $200,000 for a single filer
 * 12) Obama proposes to grant a number of refundable tax credits to low- and middle-income workers
 * 13) For example, he would give a $500 tax credit ($1,000 for a couple) for workers, which would phase out for single workers making $75,000 or for couples making $150,000 per year
 * 14) Obama’s spending proposals call for the largest increases in welfare benefits in U.S. history, according to a report by the heritage foundation, a conservative think tank
 * 15) This will lead to a spending total of $10.3 trillion over the next decade on various welfare programs
 * 16) These include cash payments, food, housing, Medicaid and various social services for low-income Americans and those at 200 percent of the poverty level, or $44,000 for a family of four
 * 17) Among that total, $7.5 trillion will be federal money and $2.8 trillion will be federally mandated state expenditures.
 * 18) When Iraq is costing each household about $100 a month, you’re paying a price for this war
 * 19) applying that same standard to means-tested welfare spending reveals that welfare will cost each household $560 per month in 2009 and $638 per month in 2010
 * 20) There are still 70 different welfare programs spread across 14 different federal agencies

Conte, C. (1996, December 6). Welfare, work and the states. //CQ Researcher//, //6//, 1057-1080. Retrieved December 7, 2009, from CQ Researcher Online, http://library.cqpress.com/cqresearcher /cqresrre1996120600.

> welfare recipients more employable
 * 1) Individual recipients also will feel the heat. They generally will be expected to work either in paid employment or community service within two years of the time they go on welfare . And no one will be allowed to collect welfare for more than five years over a lifetime.
 * 2) They also will have to bear much of the cost of any additional job training and counseling required to make
 * 1) People who are on welfare do not have to pay taxes
 * 2) Independent analysis has shown than 95 percent of families with children would see federal income taxes go down.
 * 3) The extra cost includes $3,000 for child care
 * 4) about $700 for transportation
 * $2,000-$2,500 to arrange and supervise the jobs
 * 1) And that investment wouldn't make welfare recipients any better off financially than when they were simply receiving welfare checks
 * 2) The $13 billion doesn't count child-care costs
 * 3) Even though the new law increases federal spending for child care by $3.5 billion, to a total of $14 billion
 * 4) On top of the federal spending cuts, the new law will allow states to reduce their own welfare spending by $40 billion between 1997 and 2002 without penalty
 * 5) "You cannot help one without helping the other" says obama
 * 6) People are having trouble finding jobs
 * 7) People are also having trouble finding jobs close to their homes to save money
 * 8) The additional funds paid for more counselors to help welfare recipients seek and prepare for work
 * 9) In 1994, the federal government provided $5 billion for job training under the Job Training and Partnership Act (JTPA), plus another $1.1 billion for the basic welfare to work program, the Job Opportunity and Basic Skills (JOBS) program
 * 10) In fiscal 1997, which began Oct. 1, the government is providing just $4.7 billion for the JTPA, and the new  welfare reform law eliminated the JOBS program altogether
 * 11) people are having trouble paying for everything
 * 12) goverement should continue
 * 13) people need money to live